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Discover Back In After BK7 — Thanks, Capital One?
Considering I burned Discover for over $10K in my 2021 Chapter 7 bankruptcy and haven't been able to get back in since, it's nice to finally see a preapproval!I figured it was only a matter of time...
View ArticleRe: Apple Card GS - Too many inquiries time frame?
GS tends to be like Elan/USB in a sense and are velocity sensitive for inquiries. They are particularly sensitive to inquiries in a 6 month period, but are less so at 12/24 months depending on how they...
View ArticleRe: How long to re-apply for Lowes after Sync closed?
I can't give you a specific timeframe, as I reapplied years after they closed my account for nonusage, but why not wait until you need the card to reapply? You can get 20% off of your purchase when...
View ArticleApple Card GS - Too many inquiries time frame?
I was disappointed to be denied this card when I went on my post-mortgage closing app spree a few months ago. I was preapproved for it, but applied for the Lowes card first because that was crucial for...
View ArticleHow long to re-apply for Lowes after Sync closed?
Hi everyone.Sync closed my Lowes card in August citing change in credit score, but they left all my other cards alone and my credit score rebounded in a week. I tried applying again but keep getting a...
View ArticleRe: Can Soft-Pull Preapproval Velocity Affect APR or Starting Credit Limit?
@Patient957 wrote:@IcyCool7227 wrote:I realize it may be impossible to prove causation unless the issuer specifically confirms it. Which they never do. I don't think there's any way anyone could know...
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HIGH Fico & LOW utilization triggers rejection! Qatar Airlines Infinite Visa...
Its official--your credit can be too good for some companies..! This should give you a good laugh--Cardless cited the denial reasons as Utillization too low (3%) and Credit lines not being used (I...
View ArticleRe: Cap one Savor Card offer
Good evening. Yes scores are current. Just updated a few weeks ago. Thanks for the reply. Feel lot better about applying. Thanks to everyone.
View ArticleRe: Can Soft-Pull Preapproval Velocity Affect APR or Starting Credit Limit?
@IcyCool7227 wrote:I realize it may be impossible to prove causation unless the issuer specifically confirms it. Which they never do. I don't think there's any way anyone could know this. It would...
View ArticleCan Soft-Pull Preapproval Velocity Affect APR or Starting Credit Limit?
I’m curious whether anyone has experienced repeated soft-pull preapproval checks with the same issuer or card platform affecting the actual terms of a later approval. I’m specifically wondering about...
View ArticleRe: Cap one Savor Card offer
If the scores in your signature are current, that's plenty high enough to get the SUB. When they gave me a $5K SL and the SUB, one of my scores in the triple pull was only 660. Capital One buckets...
View ArticleRe: Closing Chase Amazon Prime for Churn
@SusanJA wrote:Interesting...you've done this before?No, not in this time frame, much longer. I've done alot of research on it and it can be done. Different profiles might have different experiences...
View ArticleRe: Rakuten App Pending after ID Verification, Denied?
Update: When I applied for the Shell Mastercard, Imprint declined my application. That was after I gave him a copy of my driver's license, front and back, and a copy of my utility bill. TU score is...
View ArticleClosing Chase Amazon Prime for Churn
Just closed my Chase Amazon Prime for safe reset to hit the X-mas sub bonus again for churn. Still have $89 GC from $250 GC SUB received last X-mas, no spend required. The Chase Amazon Prime is...
View ArticleRe: Navy Federal Cash Rewards
Congratulations! Yeah they're pre-qualified tool has been broken for years.
View ArticleAmex blue cash everyday denial
Hello, I was wondering if Amex is stricter on the blue cash everyday approvals compared to the charge cards? My buddy got approved for the Amex plat and delta gold but denied the everyday, he has a 670...
View ArticleRe: Rakuten App Pending after ID Verification, Denied?
@pip3man wrote:@Saleen099 my limits are listed in order of approval beginning with the first: Rakuten - $10kTurkish Airlines - $3k HEB - $3kBooking.com - $8kShell - $2k Thank for the info. What do...
View ArticleRe: Chase Amazon and Capital One CLI Mini Spree w/DPs
Thanks for sharing - hope you heal up soon!
View ArticleRe: Has anyone been approved for Discover It after opening a lot of cards?
@Zoostation1 wrote:If only they would let people PC their It Chrome cards that were previosuly secured to the It Cash Back rotating categories. In that case I might actually consider keeping mine for...
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