Mine went pending too and I was approved for 3k sl and I also applied for the navcheck which also went pending and i was also approved for the full 15k. They couldnt refinance my car at this time so i used the hardpull for the navcheck lol. Both was approved within 48 hrs of application. My equifax score is only 600 fico 04. She suggested I try to get my score up a liitle for my auto refinance. She said 620 should get me a decent rate.
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