I used to care, but not so much anymore. I have accumulated so much available credit that it doesn't matter. I keep very low utilization and rotate my major bank cards to keep them active. If it happens, it happens. No biggy to me. I only have one card currently, that is my challenge for a decent CLI, my Discover. I keep getting offered pesky CLIs and declining them. Had the card for 17 months now, which started at $1500 and is now $8.4k, but most of that increase was during that crazy gravy train of increases that many here were getting before it slowed down.
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