Re: AMEX CLI Denied for a long list of invalid reasons. Manual Review Requested
Those 3 lates were there when I applied for the card. All they have done is age and one is over a year old by a few months now. How can they hold something they already knew about against me now?
View ArticleRe: AMEX CLI Denied for a long list of invalid reasons. Manual Review Requested
I have been fighting the collection and it is Portfolio Recovery. They don't care and the 3B's only validate after seeing a random bill that is not mine so it is left to fall off in 3 years. It is 4...
View ArticleRe: AMEX CLI Denied for a long list of invalid reasons. Manual Review Requested
I am just frustrated. It is my only card with an annual fee and I want to use it with its zero interest for 12 months but at $1000 it is killing me. I have put $5000 on the Citi and paid it in full but...
View ArticleRe: Overstock\Klarna
Its a hard pull although it only ask for the last 4 digits of ssn. Today I selected Klarna and was approved for $1450 and it pulled from Experian.
View ArticleCapital One - CLI Question
So I am fairly new to this and I had a question.. I asked for a CLI end of May and was denied but my scores were fairly low. My first question is - Is it too soon to ask again now, if so, will that...
View ArticleRe: AMEX CLI Denied for a long list of invalid reasons. Manual Review Requested
wrote:Those 3 lates were there when I applied for the card. All they have done is age and one is over a year old by a few months now. How can they hold something they already knew about against me...
View ArticleRe: Navy Federal Thread for CLI and Additional Cards
Honestly I like their current "globe grid" design 😁, but that's just me.
View ArticleRe: NFCU declined... Wierd response
Unfortunately I think the same. There is literally no real reason I shouldn't get approved for at least a $500 cloc. It just tells me I am short leashed until the end of time.I need to find another...
View ArticleRe: Do AAoA on closed accounts help for approval? Rebuilding help.
For the question in your title, all open and closed accounts will count toward AAoA and help you with that part of your scores. If you're looking for secured credit cards, I'd suggest Discover or Bank...
View ArticleRe: American Express Green denied with 685 Fico 8
Yes I didHaven’t checked the others yetOnce my utilization is updated I’ll get the scores
View ArticleRe: NFCU declined... Wierd response
wrote:Unfortunately I think the same. There is literally no real reason I shouldn't get approved for at least a $500 cloc. It just tells me I am short leashed until the end of time.I need to find...
View ArticleRe: Chase app Strategy: Advice wanted
wrote:What's the verdict, OP?I'm waiting for my credit reports to update. BoA reports the 6th of each month for me, so I'm hoping that I won't have to wait too much longer as it's been three days. I...
View ArticleRe: Do AAoA on closed accounts help for approval? Rebuilding help.
Thank you K-in-Boston. I actually meant I was interested in unsecured but your suggestions with Discover and BoA sound great.
View ArticleRe: Was denied by CITI and need a game plan to get back at them
In my personal experience Citi has proven to be a fickle creature. When my credit was in the tank they hounded me with pre-approvals for the DC card. I finally relented and received a $700 SL. My...
View ArticleRe: Chase app Strategy: Advice wanted
wrote:Fill out a prequal form and see what you get. You have a pretty good shot at the cards you prequalify for. I had a light history and avg score. Got approved for CSP + freedom unlimited for 40k...
View ArticleRe: Chase HP question
Since you are aware it's "YMMV", be mindful that Chase is also known to double-pull even on CLIs and/or submitting either within minutes of each other. So, you can potentially end up with 3 HPs, 2, or...
View ArticleRe: Applying for 2nd Amex?
wrote:Is it possible to apply by phone and ask them to look at recent application? No, if you apply by phone it's basically the same process as applying online, the only difference is a CSR does the...
View ArticleRe: What card would have a higher limit and approval rating?
Well since my Discover is on the 5% rotating, I would like a card that gets a good return on dinning like the Uber one. As far as why I am looking at the Double Cash and Freedom Unlimited is because...
View ArticleChase Amazon & Prime Day
Hey y’all! I was just wondering, do y’all think that the Chase Amazon CC will have lower credit underwriting standards for this year’s Amazon Prime Day? I applied twice and got denied twice. Now that...
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