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Re: Navy Federal Thread for CLI and Additional Cards

What an odd response!   wrote:So it finally happened..  I got the letter for my 4th card, and the most cryptic wording i've ever seen in a letter.... EXTENUATING FACTORS EXIST REGARDING YOUR NFCU...

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Re: Navy Federal Thread for CLI and Additional Cards

 wrote:What an odd response!   wrote:So it finally happened..  I got the letter for my 4th card, and the most cryptic wording i've ever seen in a letter.... EXTENUATING FACTORS EXIST REGARDING YOUR...

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Re: Navy Federal Thread for CLI and Additional Cards

Thank you and I'm sure she will get hers too.

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Re: Capital One - CLI Question

As your credit gets dramatically better, say 50 points, you will find it easier to open up new and better Cap One cards than to try and build them up from a $500 CL.  Seach Capital One "glass ceilings"...

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Re: NFCU nRewards Secured

I was approved four months post discharge so I don’t see why she wouldn’t be. I was unsecured at the five month mark with a credit limit increase. I’m too chicken to app for a new card just yet. I feel...

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Re: Should I wait at least 6 months to apply for a 2nd CapOne card?

SomewhereIn505 and Shooting-for-800, both points make sense. I have been thinking about alternate ideas since my last post on here. I like the idea of doing the PC. This card supposedly gives a CLI...

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Re: NFCU nRewards Secured

Thank you!  Status still shows Review in Process. Our plan for this card is to put our natural gas bill autopay on it, plus use it for gas for both vehicles and pay it off every month.  We've been...

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Re: NFCU nRewards Secured

Not sure of the current reason. Just wait the 91/3 on the secured card and app for a second card. They'll hook you up big time as long as you've been treating the card good. I got the secured card with...

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Re: Chase Minimum CC SL’s

 wrote:IIRC... $500, $2,000, $5,000 and $10,000 depending on the specific product and tier.For instance, Freedom/FCU, Slate, Amazon CCs can start as low as $500 and other cards such as Southwest,...

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Re: Chase app Strategy: Advice wanted

It looks like you should be good but let us know how it goes!

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Re: Navy Federal Thread for CLI and Additional Cards

 wrote:Happy July 4th!Well...pulled the trigger this morning...approved for an Amex MR (third card!!!), CLOC and still waiting on the CLI...I'm also considering applying for an auto refinance, but,...

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Re: Should I wait at least 6 months to apply for a 2nd CapOne card?

Aww!! The Capone steps program..1. Don’t apply for another Capone for 6 months. They have a 1 card every 6 months rule2. They will triple pull you 1st, then they will tell you about the 1 card every 6...

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Re: Navy Federal Approval Chances?

I think I will wait to apply.  If I had a set APR I would go for it.  I have checked Amex, BoA, Capital One, Chase, Citi, and US Bank's prequalification pages.   I did not prequalify at all with Chase,...

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Re: Should I wait at least 6 months to apply for a 2nd CapOne card?

Good advice! So in other words, during the 5th billing cycle, call them up and ask for a CLI as well as a PC rather than wait for the puny auto CLI, and see what they’ll do.

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Re: NFCU nRewards Secured

Still in Review in Process status.   The lady at NFCU said this should only take a couple of hours and that was over 6 hours ago.  Is this a bad sign? 

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Re: AMEX CLI Denied for a long list of invalid reasons. Manual Review Requested

 wrote:I am just frustrated. It is my only card with an annual fee and I want to use it with its zero interest for 12 months but at $1000 it is killing me. I have put $5000 on the Citi and paid it in...

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Re: Was denied by CITI and need a game plan to get back at them

The only reason was too many inquiries.  My score sits around 725 right now. By the time I app for CITIBANK again, it should be closer to high 700s due to low utilization. I recently requested a CLI...

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Re: Us bank visa plantium card

US Bank tends to be extremely cautious in everything they do.  Almost all of their apps are done by manual review as FinnStar noted.  Fingers crossed, and if you get rejected, take a look at the reason...

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Re: Should I wait at least 6 months to apply for a 2nd CapOne card?

 wrote:SomewhereIn505 and Shooting-for-800, both points make sense. I have been thinking about alternate ideas since my last post on here. I like the idea of doing the PC. This card supposedly gives a...

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Re: Should I wait at least 6 months to apply for a 2nd CapOne card?

Will do, thanks for the info 👍

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